Facteurs à considérer avant d'investir dans un autre pays

Legal and Tax Framework

  • Property rights for foreigners: Can you buy directly under your name, or do you need to form a corporation?

  • Taxes: Understand the taxes on purchase, ownership, and income (e.g., capital gains tax, property transfer tax, etc.).

  • Tax treaties: Check if there are treaties between your country and the country where you are investing to avoid double taxation.

  • Legal restrictions: Some countries limit purchases in certain areas or for specific nationalities.

Profitability and Market

  • Rental demand (short or long term): Is there tourist or residential demand?

  • Expected net ROI: Calculate expected income vs. expenses (maintenance, taxes, property management).

  • Historical appreciation: Evaluate whether the market is experiencing growth, stagnation, or decline.

  • Portfolio diversification: Ensure you do not concentrate all your assets in a single country or asset type.

Financing

  • Can you obtain a mortgage as a foreigner?

  • Interest rates and banking conditions in that country.

  • Equity requirements: Some countries require a minimum initial investment (e.g., residency-by-investment programs).

Country Stability

  • Political: A stable political environment reduces risk.

  • Economic: Inflation, exchange rates, economic growth, and legal security.

  • Safety: Personal safety and investment security.

Property Management

  • Remote management: Who will manage your property if you are not present?

  • Maintenance costs and potential renovations.

  • Insurance: Property, civil liability, and natural disasters.

Due Diligence

  • Verify the developer or seller: Track record, delivered projects, and compliance with deadlines.

  • Professional advice: Local lawyer, accountant, and real estate advisor with international experience.

  • Clear and translated documentation.

Investment Objective

  • Is it for rental income, resale, personal use, or a combination?

  • Is it short-term or long-term?

  • Are you looking for passive income or capital appreciation?

Examples of Common Investment Destinations:

  • USA: High legal security, mortgage opportunities, and programs such as the EB-5 visa.

  • Dominican Republic: Incentives like the CONFOTUR Law, and high tourism profitability.

  • Mexico: Tourism growth and constant development in areas like Tulum or the Riviera Maya